From what I can tell it's a pretty straight forward, low cost, way of being able to accept Credit Cards, Online Checks, and other various forms of payments w/o the need to acquire a merchants account.

I'm about ready to start using them myself... any input from someone who has dealt with them in the past, either via making a payment or via accepting payments through Kagi, would be appreciated.

ahyep... this would be the "about to sign the dotted line jitters" speaking :)

Thanks ahead of time
Deb